Insurance Agent in Kenner, LA
Insurance Agent in Kenner, Louisiana
Harris General Insurance Agency is located at 1023 Williams Boulevard in Kenner — not a regional office, not a routing service. This is where Rick Harris works, where clients call, and where the Jefferson Parish insurance market has been home base for over 10 years. If you're looking for a car insurance agent in Kenner, LA or need commercial coverage for a business on the east bank, you're in the right place.
10+ Years in Jefferson Parish
Independent Agency
Multiple Carriers
English & Spanish
Real Person Answers Every Call
Local Risk Requires Local Knowledge
What Makes Kenner's Insurance Market Different
Kenner isn't a generic Louisiana zip code for insurance purposes — it has a specific risk profile that shapes every coverage conversation we have with local clients.
Most of Kenner sits at or below sea level. The city's drainage depends on a network of pumping stations that move water out continuously. When rainfall volume exceeds pump capacity or a storm surge pushes water inland, properties flood — and standard homeowners insurance doesn't cover it. That's why Kenner ranks in Louisiana's top 10 cities for active flood insurance policies, with 15,714 policies currently in force. That number reflects what local homeowners understand about where they live.
Kenner also participates in FEMA's Community Rating System, which earns residents a 20% discount on NFIP flood insurance premiums. It's a Kenner-specific benefit that's easy to miss if your agent isn't from here — and it's built into every flood policy we write for a Kenner address.
Hurricane season runs June through November and is the primary seasonal force shaping coverage decisions for Kenner homeowners, businesses, and used car dealers with inventory on the lot. We know this rhythm because we live and work in it every year.
Louisiana is one of the most expensive states for personal auto insurance in the country. As an independent agency, we compare rates across multiple carriers for Kenner drivers rather than defaulting to one company's pricing. If you've been searching for car insurance agents in Kenner, LA, the difference between working with us and calling a captive agent is the number of options you actually get.
Auto Insurance in Kenner
Flood insurance is its own separate policy — not part of your homeowners coverage — and in Kenner it's one of the more important coverage decisions a homeowner makes. We write flood policies through both the National Flood Insurance Program and private flood carriers, apply Kenner's 20% CRS discount to NFIP policies, and help clients understand what their flood zone designation actually means for their property.
Flood Insurance in Kenner
The Louisiana homeowners market has narrowed since the 2020–2021 hurricane seasons. Several carriers have reduced their footprint or exited the state, which means fewer options than there used to be. We work with the carriers still actively writing in Kenner and Jefferson Parish and give clients an honest picture of what's available for their specific property.
Homeowners Insurance in Kenner
Kenner and the Jefferson Parish east bank are home to a steady mix of contractors, trades businesses, and small business owners who need general liability, workers compensation, commercial auto, and surety bonds to meet Louisiana licensing requirements. We build commercial coverage packages around how each business actually operates — not a one-size policy that misses the specifics.
Commercial Insurance in Kenner
Garage liability, dealer open lot coverage, and the Louisiana DMV surety bond — dealer coverage is a primary specialty at Harris General Insurance Agency. Used car dealers on the Jefferson Parish east bank work with an agent who knows what the state requires and which carriers write dealer business in Louisiana.
Used Car Dealer Insurance in Kenner
Trusted Coverage for Louisiana Auto Dealers
A Kenner Agency That Answers When You Call
Our office is at 1023 Williams Boulevard, and our phone number is (504)-353-1533. Monday through Friday, 9:00 AM to 5:00 PM CT, a licensed agent picks up. No phone tree, no hold queue — just a direct conversation about your coverage.
We serve clients in Kenner, Metairie, Harahan, River Ridge, and across Jefferson Parish east bank, as well as the West Bank and Greater New Orleans metro. If you prefer to work in Spanish, our team is bilingual and handles coverage conversations in both English and Spanish.
¿Prefiere hablar en español? Nuestro equipo bilingüe está listo para ayudarle.
Trusted by Families Across the Community
Kind Words From Happy Policyholders
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Frequently Asked Questions
Kenner Insurance Questions We Hear Regularly
Is there a car insurance agent near me in Kenner, Louisiana?
Yes. Harris General Insurance Agency is located at 1023 Williams Boulevard in Kenner, LA 70062. We write personal auto insurance for Kenner drivers and compare rates across multiple carriers so you're not limited to one company's pricing. Call 504-353-1535 during business hours and we'll get started.
Do Kenner homeowners need flood insurance?
Most do — and here's why. Standard homeowners policies don't cover flood damage, and Kenner's geography puts most properties at real flood exposure year-round. Kenner has over 15,000 active flood policies, more than almost any other city in Louisiana. If you have a federally backed mortgage in a designated flood zone, it's required. Even outside required zones, the exposure in Kenner is real enough that most homeowners carry it. Kenner also qualifies for a 20% NFIP premium discount through the Community Rating System, which we apply to every flood policy we write for a Kenner address.
What is the Community Rating System discount and does it apply to my Kenner property?
The Community Rating System is a FEMA program that rewards communities for flood mitigation work above the minimum requirements. Kenner's participation earns residents a 20% discount on NFIP flood insurance premiums. That discount applies to NFIP policies written for Kenner addresses and should be reflected on your policy automatically. If you're not sure whether your current flood policy is applying the discount, that's worth a quick call to confirm.
What commercial insurance do Kenner contractors need?
Louisiana contractors in Kenner need general liability to meet LSLBC licensing requirements, and workers compensation is required under Louisiana law for any employer with at least one employee. Depending on your license type and the projects you bid on, a surety bond may also be required. We build contractor packages that meet Louisiana's licensing standards and issue certificates of insurance directly for bid submissions and license renewals.
Does Harris General Insurance Agency specialize in used car dealer coverage in Kenner?
Yes. Dealer insurance is one of our primary commercial specialties. We write garage liability insurance, dealer open lot coverage, auto dealer surety bonds for Louisiana DMV licensure, and commercial auto for dealer operations. Kenner and the Jefferson Parish east bank are part of our core service area, and we know the Louisiana dealer licensing requirements that a generalist agent typically doesn't.
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Harris General Insurance Agency is a licensed independent insurance agency at 1023 Williams Boulevard, Kenner, LA 70062 — serving residents, contractors, and used car dealers across the Jefferson Parish east bank and the Greater New Orleans metro for over 10 years. Rick Harris is a bilingual, independent agent with working knowledge of Kenner's flood zone landscape, the Louisiana homeowners market, LSLBC contractor insurance requirements, and Louisiana dealer licensing rules. We work with multiple carriers and write auto, flood, homeowners, commercial, and dealer insurance for clients throughout the 70062 zip code and surrounding communities. Learn more about our agency on our About page.
10+ Years in Jefferson Parish
Independent Agency
Multiple Carriers
English & Spanish
Real Person Answers Every Call
Ready to Feel More Protected?
Let's Find the Coverage That Fits.
Tell us what you need to cover — your home, your business, your lot — and we'll help you understand your options, compare coverage, and make the next step clear.