Personal Insurance in Kenner, Louisiana
Simple Insurance Solutions for Families, Drivers, and Businesses
Harris General Insurance Agency helps residents across Jefferson Parish and the Greater New Orleans metro find personal auto, homeowners, and flood insurance that fits how they actually live — with access to multiple carriers and someone who picks up when you call.
Here's what each piece does and why it's on your lot:
Personal Coverage for Jefferson Parish and the Greater New Orleans Metro
As an independent insurance agency, we're not tied to a single carrier's products or prices. We work with multiple insurance companies, compare your options, and place you with the policy that fits your situation. That's a different experience than calling a captive agent who can only offer one company's rates — and it usually means you have real choices rather than take-it-or-leave-it pricing.
We serve personal lines clients throughout Kenner, Metairie, Harahan, River Ridge, and the West Bank, as well as the broader Greater New Orleans metro. If you speak Spanish and have been frustrated trying to get straight answers at agencies that don't, our team handles coverage in both English and Spanish. Hablamos español.
Here's what each piece does and why it's on your lot:
Personal Insurance Lines We Write in Louisiana
Auto, homeowners, and flood insurance for residents across Jefferson Parish. Flood coverage in Louisiana is its own separate policy — and it's one we know how to put together the right way.
Personal Insurance
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Auto Insurance
Personal auto coverage for drivers across Jefferson Parish and the Greater New Orleans metro. As an independent agency with access to multiple carriers, we compare rates and coverage options so you're not limited to whatever one company happens to offer. Whether you're looking for minimum liability coverage or a full policy with comprehensive and collision, we put together options that fit your situation and your budget.
Homeowners Insurance
Louisiana's homeowners market has changed significantly since the hurricanes of the past decade — several carriers have reduced their footprint or exited the state entirely, which means fewer options than there used to be. We work with the carriers that are still actively writing homeowners coverage in Jefferson Parish and help clients navigate what's available. It's a tighter market and we'd rather be upfront about that than overpromise.
Flood Insurance
Standard homeowners policies don't cover flood damage — that's a separate policy, and in Jefferson Parish it's not optional for most residents. Kenner alone has over 15,000 active flood policies, and Jefferson Parish as a whole has more than 84,000. We write flood insurance through the National Flood Insurance Program and private flood carriers, and we know how to walk clients through their flood zone, their coverage options, and what the difference in cost actually looks like between policy types.
More Choices. More Personal Service.
What It's Like to Work With an Independent Agent
When you call a captive agent — someone who works for State Farm, Allstate, or another single carrier — you're getting that company's rates and that company's products. When you call us, we're shopping across multiple carriers on your behalf. That means if one company has tightened their underwriting in Jefferson Parish or isn't competitive on your risk profile, we move to the next one. You don't have to start the conversation over from scratch.
The other part that matters: when you call us during business hours, a licensed agent picks up. Monday through Friday, 9:00 AM to 5:00 PM CT. We're a small agency and that's intentional — it keeps the service personal. If you have a question about your policy or want to know whether your current coverage makes sense, you don't need to navigate a phone tree to ask it.
Trusted by Families Across the Community
Kind Words From Happy Policyholders
Frequently Asked Questions
Questions We Hear from Jefferson Parish Residents
Is there a local insurance agent in Kenner, Louisiana who handles personal auto?
Yes — Harris General Insurance Agency is based at 1023 Williams Boulevard in Kenner and writes personal auto coverage for residents throughout Jefferson Parish and the Greater New Orleans metro. As an independent agency, we work with multiple carriers and compare options for you rather than defaulting to a single company's rates.
What's the difference between working with an independent insurance agency versus a local captive agent?
A captive agent represents one carrier and can only write that company's products. An independent insurance agency in Jefferson Parish like ours works with multiple carriers — which means we can compare your options across companies and place you with the policy that fits your situation, not just what one company is willing to offer. For personal lines in Louisiana, where carrier availability has shifted significantly in recent years, that access matters.
Do you have a bilingual insurance agent in Kenner, Louisiana?
Yes. Our team handles coverage in both English and Spanish. If you'd prefer to discuss your coverage, ask questions about your policy, or go through a quote in Spanish, we're set up for that. ¿Prefiere hablar en español? Nuestro equipo bilingüe está listo para ayudarle.
Do I need flood insurance if I have homeowners coverage in Jefferson Parish?
Yes. Flood damage is excluded from standard homeowners insurance policies in Louisiana. Flood insurance is a separate policy — through the National Flood Insurance Program or a private flood carrier — and it's required for most federally backed mortgages in high-risk flood zones. Jefferson Parish has over 84,000 active flood policies. We can walk you through your flood zone and your options in a single conversation.
Is homeowners insurance still available in Louisiana after all the carrier exits?
It's a tighter market than it was, and we'd rather be straightforward about that than pretend otherwise. Several carriers have reduced or eliminated their Louisiana homeowners presence after recent hurricane seasons. We work with the carriers that are still actively writing coverage in Jefferson Parish and help clients find the best available option given what's out there. It's a real conversation, not a simple quote process, and we're comfortable having it.
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Harris General Insurance Agency has been writing personal insurance for residents across Jefferson Parish and the Greater New Orleans metro for over 10 years. Rick Harris is a licensed independent insurance agent based in Kenner, Louisiana — local enough to understand Jefferson Parish flood zones, familiar enough with the Louisiana homeowners market to give clients an honest picture of their options, and independent enough to shop across carriers rather than default to one company's pricing. Learn more about our agency on our About page.
10+ Years in Jefferson Parish
Independent Agency
Multiple Carriers
English & Spanish
Real Person Answers Every Call
Ready to Feel More Protected?
Coverage Questions? Let's Talk Through Them.
You don't need to have your policy in front of you or know exactly what you're looking for before you call. Tell us where you are and what you've got, and we'll take it from there.