Individual and Commercial Insurance for Every Situation
Built on Trust, Care, and Everyday Support
About Harris General Insurance Agency
I'm Rick Harris, and I've been working in the Jefferson Parish insurance market for over a decade. Harris General Insurance Agency is my practice — an independent agency based in Kenner that I built around the clients I actually serve: used car dealers who need someone who understands their coverage requirements, contractors who need their insurance and bond handled without the runaround, and Jefferson Parish families who want to talk to a real person when they call.
The People Behind the Coverage
Friendly Professionals Ready to Help Every Step of the Way
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ButtonA Decade of Local Experience
Ten Years in Jefferson Parish — Here's What That Actually Means
I didn't start in Jefferson Parish to build a book of business and move on. I'm here because this is where I work and where my clients are. Over the past decade, I've covered used car lots in Kenner, insured contractors in Metairie, and helped families across the West Bank figure out their flood coverage before hurricane season. I know the flood zones, I know the homeowners market, and I know what Louisiana's licensing boards actually require — not because I read it somewhere, but because I work it every day.
Being independent matters in this market. I'm not tied to one carrier, which means when I'm putting together a policy for a client, I'm shopping across multiple companies to find what actually fits — not defaulting to whatever one company offers. That independence is what lets me serve a used car dealer, a residential contractor, and a homeowner in Jefferson Parish with the same quality of coverage.
Insurance Built for Louisiana Dealers
Why I Focus on Used Car Dealer Insurance
Most agents who cover dealer insurance treat it like any other commercial line. I don't, because it isn't. Used car dealers in Louisiana operate under a specific set of state requirements — garage liability, open lot coverage, an auto dealer bond through the Louisiana Motor Vehicle Commission — and the coverage package has to be built around how a dealership actually runs: your inventory mix, your floor plan lender's requirements, how many drivers you have on the lot.
I've been putting together dealer coverage packages for Jefferson Parish and Greater New Orleans metro dealers for years. I know which carriers write dealer business in Louisiana, I know what the LMVC requires for licensure, and I know the difference between a policy that's technically compliant and one that actually works when something happens on your lot. If you've ever had an agent who looked at you blankly when you said "open lot coverage," you know why that distinction matters.
Serving You in English & Spanish
We Serve the Whole Community — In English and In Spanish
We serve the whole community — in English and in Spanish. Whichever language you're most comfortable with, that's how we'll work together. Insurance is complicated enough without navigating it in a second language, and every client who comes through our door deserves a clear conversation about what they're buying.
Atendemos a toda la comunidad — en inglés y en español. Trabajamos en el idioma en que usted se sienta más cómodo. Si prefiere hacer sus preguntas en español, revisar su póliza en español, o simplemente sentirse más a gusto hablando en su idioma, estamos aquí para eso. No es un servicio especial — es simplemente cómo trabajamos.
Trusted by Families Across the Community
Kind Words From Happy Policyholders
Local Office. Personal Service.
A Real Office. A Real Agent. A Real Phone Number.
Harris General Insurance Agency is located at 1023 Williams Boulevard in Kenner, Louisiana. That's a physical address, not a routing service. When you call (504)-353-1533 during business hours — Monday through Friday, 9:00 AM to 5:00 PM CT — you reach a licensed agent who knows who you are and what you've got. I don't run an automated phone system, and I don't have a voicemail tree that sends your question somewhere to sit.
A lot of people find us after a frustrating experience with an agency that never called them back or couldn't give them a straight answer. I can't fix that experience, but I can make sure it doesn't happen here. When you have a question about your coverage or need something done, you call and someone answers.
Frequently Asked Questions
A Few Things People Ask About Our Agency
Who is Rick Harris and how long has he been an insurance agent in Kenner, Louisiana?
I'm Rick Harris, the owner and licensed independent insurance agent behind Harris General Insurance Agency. I've been operating in the Jefferson Parish market for over 10 years, working with used car dealers, contractors, and personal lines clients across Kenner, Metairie, and the Greater New Orleans metro. The agency is based at 1023 Williams Boulevard in Kenner — a real office with a real phone number, not an online portal.
Is Harris General Insurance Agency an independent agency or a captive agent?
Independent. I work with multiple insurance carriers rather than representing a single company, which means I can compare options across carriers and place coverage with the company that actually fits each client's situation. For commercial clients — especially dealers and contractors — that independence is meaningful because it gives you real options instead of one company's rates.
What does Harris General Insurance Agency specialize in?
Our primary commercial specialty is used car dealer insurance — garage liability, dealer open lot coverage, auto dealer bonds, and commercial auto for dealers. Beyond dealer coverage, we work with contractors and small businesses across Jefferson Parish on general liability, workers compensation, commercial auto, and surety bonds. On the personal lines side, we write auto, homeowners, and flood insurance for residents throughout Jefferson Parish and the Greater New Orleans metro.
Does Harris General Insurance Agency have Spanish-speaking staff?
Yes. We serve clients in both English and Spanish, and that's been part of how we work since the beginning. Spanish-speaking clients can go through their full coverage conversation, policy review, and quote process in Spanish — not as a special accommodation, but as a standard part of how we operate. If you've been looking for a bilingual insurance agency in Kenner or Jefferson Parish, we're it.
How long has Harris General Insurance Agency been in business?
We've been serving the Jefferson Parish market for over 10 years. In that time, we've worked through the post-hurricane homeowners market changes, the shifts in Louisiana's flood insurance landscape, and the regulatory changes that affect dealers and contractors in this state. The market knowledge that comes from working in one territory for that long is something I'd put up against any national agency that happens to have a Louisiana license.
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Harris General Insurance Agency is an independent insurance agency licensed in Louisiana, located at 1023 Williams Boulevard, Kenner, LA 70062. Rick Harris has over 10 years of experience serving used car dealers, contractors, and personal lines clients across Jefferson Parish and the Greater New Orleans metro — with specific knowledge of Louisiana dealer licensing requirements, LSLBC contractor insurance standards, and the Jefferson Parish flood and homeowners markets. The agency is bilingual, independent, and reachable by phone during business hours.
10+ Years in Jefferson Parish
Independent Agency
Multiple Carriers
English & Spanish
Real Person Answers Every Call
Ready to Work With an Agent Who Knows This Market?
Whether you're a dealer putting together a coverage package, a contractor who needs a GL certificate before a bid, or a homeowner trying to figure out your flood situation — I'm straightforward to reach. Call during business hours and let's talk through it.
